My bastarding bank has just 'upgraded' its online banking security.
Now I get a one time code delivered to my mobile to enter when I logon. Thanks a fucking bunch. I wasn't planning on taking my mobile on holiday, now I have to, just in case I need to get on the bank site.
I also have to answer three out of 8 security questions. Most of these questions are irrelevant to me. Does anyone over ten have a favourite food or place that doesn't change regularly? Of course, the end result is that I'll have to write all this down, which you aren't supposed to, because it's hard to remember an answer you've just made up.